IT Finance Solutions

Ask about our Total Funding Solution

Flexible Finance Options

Call 1800 633 123

Centrepoint Alliance specialises in supplying cost effective, innovative finance solutions to assist business clients with the purchase of computer equipment, software and services. So whether you need to replace your out of date IT equipment / software or upgrade systems to win a new contract; Centrepoint Alliance can provide you with an IT finance solution to suit your needs.

Total Solution Funding

Our total solution funding package, allows you to finance all elements of an IT spend or upgrade; ensuring one simple monthly repayment covers all aspects of the project, regardless of software vendor, hardware manufacturer or services provider.

For more information contact us by either filling in an enquiry form or call us on 1800 633 123.

What can I fund?

Centrepoint Alliance can arrange funding for hardware, software and even IT services.

Hardware: all elements including servers, monitors, printers, laptops and desktops can be funded.

Software: the majority of banks in Australia are unable to offer a true software finance facility; instead they simply extend an overdraft to cater for your needs. Unfortunately this has none of the tax benefits that a true software lease facility offers, but more importantly your overdraft has no specified end date as the credit is a revolving facility with variable interest rates. This is not the case with our fixed term funding options.

Services: we can often incorporate a variety of services into the finance contract including installation charges and maintenance.

Types of Funding Solutions

There are a number finance options available to give you the flexibility and choice to suit your needs.

Credit Lines

Clients often tend to have on-going finance requirements, and with this in mind a master agreement can be used to purchase items as and when they are required, without the need to re-apply for a new finance facility each time a purchase is made.

Once you have decided what level of finance you require and it has been approved, Centrepoint Alliance will then secure this amount as a line of credit for future use. The master agreement is signed and funds are drawn when required. You only pay for what you use. Repayments are made on a monthly basis and can be setup to cover all transactions or individual purchases.

Rental

Rental is a popular option among purchasers of computer or security equipment due to its flexibility and financial benefits. It is used widely for equipment with a high obsolescence factor. At the end of the rental period, you have the option to: make an offer to purchase the equipment, upgrade to the latest technology, hand the equipment back or may continue to rent at a reduced payment.

Rental payments are generally tax deductible if the equipment is used for business purposes and are usually considered off balance sheet liabilities. GST is payable on the base rental amount and can generally be claimed by the customer as an input tax credit. Clients should seek their own accounting advice for all taxation matters.

Commercial Hire Purchase

With a commercial hire purchase borrowers are required to make a series of payments to the financier who owns the asset until the last payment is made when the ownership transfers to the borrower. The Goods subject to a Commercial Hire Purchase contract cannot be upgraded during the term of the contract. Clients should seek their own accounting advice for all taxation matters.

Chattel Mortgage

Chattel mortgage is a loan where ownership remains with the borrower. The borrower claims depreciation on the equipment and interest paid is generally tax deductible. The Goods secured by a Chattel Mortgage may be substituted with the approval of the lender. Clients should seek their own accounting advice for all taxation matters.

Software Only Finance

Unlike many other finance companies, Centrepoint Alliance is able to provide finance for the purchase of systems with a high percentage of software and intangibles, even up to 100% of the total cost. Terms and conditions apply.

For further product information contact us by either completing an enquiry form or call us on 1800 633 123.

Benefits

IT Finance solutions have many great benefits which include:

Easy application: we can arrange finance for any amount your require. The minimum amount we can finance is $5,000 and for transactions under $35,000 we offer a no financials option subject to credit approval.
Overcoming costs objections: we offer payment terms and structures to suit your requirements.
The chance to free up valuable working capital
Tailored IT finance solution: the Centrepoint Alliance team will assist you to ensure your financing requirements are designed to suit your needs

About Centrepoint Alliance

Centrepoint Alliance is one of the largest commercial finance organisations in Australia, specialising in equipment finance, insurance premium funding, and mortgages. We understand the challenges of financing and provide solutions that give you the ability to grow your business. Centrepoint Alliance Limited is a public company listed on the Australian Securities Exchange (CAF).

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Disclaimer
This website does not constitute an offer of finance. Applications for finance are subject to the normal credit approval. All information contained in this website is given in good faith and has been derived from sources believed to be accurate. However, neither Centrepoint Alliance Limited nor any related entity make any representation or warranty of any kind as to the accuracy or completeness of the information.
*Centrepoint Alliance recommends clients should seek their own accounting advice for all taxation matters.