With us, getting
the loan
is the easy part

Car Finance

Centrepoint Finance is committed to providing a hassle-free experience in securing the best rates when looking at your car finance options.



Let us find you the perfect car loan to fit your budget and lifestyle.


Streamlined Approvals

Our experienced team provides fast turnaround times. We never leave you wondering!


Personalised Car Finance Options

Your circumstances are unique. We understand that. That’s why our experts determine your personal needs.


No Hidden Fees

Upfront and direct. Our team will walk you through every step of the process from pre-approval to final approval.

Car Finance Made Easy

How it works

We break down our process into 4 simple steps


Contact Us

3 mins

Consult with one of our experts to find out what options would suit you best.


Provide Documents

2 mins

We will request specific documents from you. These will be used to personalise your finance.


Get Pre-approved Now!

1 mins

Once we have processed your application, we’ll get back to you with a personalised comparison rate.


Get Approved

Same day

Once approved, you will finally be able to take ownership of your vehicle!

More than 40 lenders in our portfolio
ensure competitive rates

Fast, Affordable and Professional Car Loans

We find you the best car loan rate for your credit profile



We make sure that you go with the best finance term option. We ensure you can compare interest rates that are affordable.



A loan can be intimidating. We want you to rest assured that our screening process will ensure its affordable.



From start to finish, we provide you with a stress-free experience. Your dream of a car is around the corner.



Our team consists of highly experienced professionals with a wealth of knowledge.


Low rates

We are partnered with some of Australia’s best credit providers. This gives us access to the best comparison rates for new car loans and used car loans.



Centrepoint Finance will step you through your lifestyle needs in detail to ensure we find you the right car loan.

Frequently asked questions

About car finance

Applying for finance with Centrepoint is easy. Give us a call, send an email or fill out the form on our website, and one of our experts will walk you through every step of the process. If you just want to find out some more information, don’t hesitate to get in touch.

We aim to get your loan approved within 24 hours.

A private sale does not disqualify you from a finance application. Loans can be issued for the purchase of private vehicles. Our finance consultants can arrange for the finance on brand new cars or used cars.

Applying for loan

Absolutely! Our team understands the dynamics of low-doc and no-doc loans.

This is dependent on factors like your bank statements, interest rate, loan term, ongoing fees or other loan repayments that may be outstanding. Your monthly repayments will depend on the lending criteria. Our team of lending specialists will make sure that you enjoy all cost savings available to you. Give us a call to discuss what car finance options are available to you.

A balloon payment is an option depending on the loan term but is not mandatory. Our team can discuss your options with you. Loan terms usually range from 1 – 5 years.

Getting my loan approved

Your credit history is one of many parameters used to get your loan approved. It is not the only factor considered. If you fear that your bad credit history might affect your application, give us a call and we can discuss your options.

This is dependent on your loan offer and will be discussed as part of your finance agreement.

Different terms, fees or other loan amounts might result in a different comparison rate. Secured loans generally have a lower car loan interest rate when compared to unsecured loans and are backed by collateral—financial assets you own, like a home or a car, reducing the risk to the lending provider, and thus reducing your comparison rate. You can stay in control of a secured loan with fixed interest rates.

Paying my loan

When you apply for a personal use loan for your next car, there are several factors a lender may consider. This applies to a business vehicle loan as well. To give the appropriate professional advice for your unique loan application to your financial situation, give our team a call.

Yes, our team can get you pre-approval on your loan amount, taking you one step closer to your dream car. Fees and charges apply.

What makes us different?

Get the best Finance solutions for your new vehicle!
Give us a call and let us do the rest.

(07) 3722 2400

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Flexible payment terms

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