Stress Less With Our
Debt Restructuring Services

Fitout Finance

Refurbish or renovate your business premises with Centrepoint Finance across a range of industries at
good rates and hassle free.


Get Pre Qualified

We have access to some of the lowest industry commercial rates allowing us to be highly competitive and get your best rate finance.



We do the running around for you in comparing commercial finance options and rates from over 20 lenders.


First approvals

We work hard to get your loan approved fast. Same day approvals are available – ask us now!



Our commercial team takes time to understand your business needs them work to find the best tailored are flexible finance solution.

Debt Restructuring Made Easy

How it works

We break down our process into 4 simple steps


Apply online

3 mins

Consult with one of our experts to find out what options would suit you best


Upload Documents

2 mins

We will request certain documents from you. These will be used to personalise your loan.


Get Pre-approved Now!

1 mins

Once we have processed your application, we’ll get back to you with a personalised rate


Get Approved

Same day

Once approved, you will finally be able to take ownership of your vehicle!

More than 40 lenders in our portfolio
ensure competitive rates

we make commercial fit outs finance easy

Centrepoint Finance can provide your business with greater financial flexibility and help you manage your cash flow.


Easy online application

We make sure that you go with the best loan option. We ensure you get a rate that is affordable.


Fast qualification

A loan can be intimidating. We want you to rest assured that our loan screening will ensure its affordability.


Multiple loan choices

From start to finish, we provide you with a hassle-free experience. Your dream car is around the corner.


Multiple loan choices

Our team consists of highly experienced professionals that are experts in the car loan industry.


Multiple loan choices

We are partnered with some of Australia’s best credit providers. This gives us access to the best rates for your car loan.


Personalised service

Our team of more than 150 asset finance brokers work with you until your car loan is settled.

Frequently asked questions

Introduction to Debt Restructuring Services

Debt restructuring is the process of reorganising debt in order to improve cash flow, reduce interest rates, and extend payment terms.

Businesses may need debt restructuring services if they are struggling to meet debt repayments or if they want to improve their financial position.

The benefits of debt restructuring services include lower interest rates, reduced debt payments, improved cash flow, and a better financial position.

Debt Restructuring Services Process

The debt restructuring process typically involves an assessment of the business’s financial situation, negotiating with creditors, and developing a new repayment plan.

A financial assessment involves reviewing the business’s financial statements, cash flow projections, and debt obligations in order to determine the best course of action.

During negotiations with creditors, debt restructuring experts work to negotiate more favourable terms, including lower interest rates, longer payment terms, or reduced debt obligations.

Applying for Debt Restructuring Services

The process for applying for debt restructuring services involves contacting a provider, completing an application, and undergoing a financial assessment.

The length of the application process will vary depending on the provider, but it can typically take several weeks.

Information required for a debt restructuring services application includes details about the business’s financial situation, debt obligations, and payment history.

Repaying Debt Restructuring Services

Repayment options for debt restructuring services include regular repayments, lump sum repayments, or a combination of both.

Repayments are typically made via direct debit or electronic funds transfer.

The repayment schedule can typically be changed, provided the changes are agreed upon by both the business and the debt restructuring provider.

What makes us different?

Centrepoint Finance can provide your business with greater financial flexibility
and help you manage your cash flow.

(07) 3722 2400

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We do the heavy lifting for you


Flexible payment terms

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