Finance, the easy way With Centrepoint your Australian loan


We hate complicated

Centrepoint Finance simplifies the finance application process by offering expert guidance, a wide range of lenders, tailored solutions, and online tools to save time and hassle.



Centrepoint Finance compares rates from a range of lenders to find you competitive finance options that suit your needs.



Our application process is quick and easy, with support available every step of the way to ensure a seamless experience.


Fast approvals

Our streamlined application process and dedicated team means we can provide fast finance approvals for many of our products.



We understand that every client has unique financial needs, and we work with you to tailor a solution that is right for you.

get the right loan for you

At Centrepoint Finance, we can help you with a wide range of business finance, equipment finance and property finance. For competitive
rates, flexible options, fast approvals and friendly service, talk to us today.


More than 40 lenders in our portfolio
ensure competitive rates

our financial experts are here to help!


The best rates

Centrepoint Finance works with a panel of lenders to find you the best rates for your finance needs.


Personalised Loan

We work with you to understand your needs and tailor a loan solution that is personalised to your specific situation.


Best Advice

Our experienced finance specialists provide expert advice on the best finance options to suit your individual circumstances.



Centrepoint Finance offers a range of finance options to suit a variety of needs, including loans for cars, equipment, and property.

we know finance


Of businesses assisted


Lenders that work with us


Years of experience in finance


Staff members to assist you

what makes us different?

With over 40 years of experience, a team of finance professionals, a wide range of lenders, and online tools that streamline
the application process, we make it easy for clients to access finance solutions that meet their unique needs and goals.

(07) 3722 2400

frequently asked questions

Types of Finance

A secured loan is backed by an asset (such as a car or property) that the lender can repossess if the borrower fails to make repayments. An unsecured loan, on the other hand, is not backed by an asset and typically has a higher interest rate to compensate for the increased risk to the lender.

Leasing is a finance option where a borrower pays a regular fee to use an asset (such as a car or equipment) for a set period of time, without actually owning it. At the end of the lease, the borrower can typically choose to purchase the asset or return it to the lender.

A chattel mortgage is a loan where the borrower uses an asset (such as a car or equipment) as security for the loan. The borrower owns the asset from the outset and can claim tax deductions for depreciation and interest.

Eligibility and Requirements

These will vary depending on the type of finance being applied for, but may include things like proof of income, a good credit history, and a certain level of financial stability.

Common documents needed for a finance application include proof of identity, bank statements, payslips or tax returns, and information about any assets or debts.

Lenders will assess a range of factors when considering an application, including credit history, income, employment status, and existing debt. They will use this information to determine the likelihood that the borrower will be able to repay the loan.

Interest Rates and Repayments

The interest rate for a finance product will depend on a range of factors, including the type of loan, the amount borrowed, and the borrower’s creditworthiness. It’s important to understand the interest rate, as this will affect the overall cost of the loan.

Interest is usually calculated as a percentage of the outstanding loan balance, with interest added to each repayment. If the borrower misses a repayment or pays late, additional interest and fees may be added.

If a borrower misses a repayment or can’t make a payment on time, they should contact the lender as soon as possible to discuss their options. Depending on the lender, they may be able to negotiate a payment plan or a repayment holiday, but additional fees and charges may apply.

Applying for Finance

The time it takes to get approval for finance will vary depending on the lender and the complexity of the application. Some lenders offer fast approvals, while others may take several days or even weeks to assess an application.

Once an application is approved, the lender will provide details of the loan, including the interest rate, repayment schedule, and any fees or charges. The borrower will then need to sign a loan agreement and begin making repayments.

Some lenders allow borrowers to apply for finance online, while others may require an in-person meeting or application. It’s important to understand the lender’s requirements before applying, and to ensure that all necessary documents are provided in a timely manner.

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