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Fitout Finance

Fit-out finance in Australia is a type of financing solution designed for businesses looking to fund their commercial fit-out projects. We offer a flexible and cost-effective way to secure funding and complete fit-out projects efficiently.


Get Pre Qualified

​​Centrepoint Finance’s pre-qualification service for fit-out finance enables businesses to quickly and easily assess their eligibility for financing, providing peace of mind and a seamless application experience.



Centrepoint Finance provides an easy and straightforward process for businesses to access their fit-out finance services, allowing for a smooth and stress-free experience for companies seeking funding for their fit-out projects.


Fast approvals

Centrepoint Finance offers fast approval times for its fit-out finance services, allowing businesses to quickly secure the funding they need to start their fit-out projects and achieve their goals.



Centrepoint Finance provides individually tailored fit-out finance solutions to meet the unique needs of each business, enabling companies to achieve their fit-out goals with customized and effective financing options.

Fit out finance made easy

How it works

We break down our process into 4 simple steps


Apply online

3 mins

Consult with one of our experts to find out what options would suit you best


Upload Documents

2 mins

We will request certain documents from you. These will be used to personalise your loan.


Get Pre-approved Now!

1 mins

Once we have processed your application, we’ll get back to you with a personalised rate


Get Approved

Same day

Once approved, you will finally be able to take ownership of your vehicle!

More than 40 lenders in our portfolio
ensure competitive rates

we make commercial fit outs finance easy

We find you the best fit-out loan rate for your credit profile


Customizable financing solutions

Centrepoint Finance offers flexible and customizable financing solutions for business fit-out projects, giving clients peace of mind that their specific needs will be met.


Quick approval process

The approval process for business fit-out finance is designed to be fast and efficient, giving clients peace of mind that their financing needs will be met in a timely manner.


Expert advice and support

Clients have access to Centrepoint Finance’s experienced and knowledgeable team of experts, who can provide guidance and support throughout the financing process.


Transparent pricing and terms

Centrepoint Finance offers transparent pricing and terms, giving clients the peace of mind that they are getting a fair and competitive deal.


High-security standards

The company’s systems and processes are built with security and privacy in mind, giving clients peace of mind that their sensitive financial information is protected.


Reputable and established company

With a strong reputation and a proven track record, Centrepoint Finance is a reliable and trustworthy provider of business fit-out finance, giving clients peace of mind when it comes to their financial needs.

Frequently asked questions

About Fitout finance

Fit-out finance can include secured business loans, unsecured business loans, peer-to-peer business loans, business lines of credit and equipment finance.

There are a number of fit-out costs to take into consideration prior to applying for fit-out finance. You can plan ahead and seek professional advice from a. comparison service, on information such as the size of the space, the refurbishment required, the complexity of the fit-out project and the quality of the materials needed. For example, a medical practice may require more complex fit-out finance.

This will depend on your business type and the business space you want to create. Essential expenses can include installing flooring, painting walls or applying wallpaper. You may have to consider lighting, display shelving, signage and plumbing.

Applying for loan

The age of the business, whether you are a new business or own an established business. your ABN details, business financials such as a business overdraft, documentation for assets and the business plan is essential documents to provide to a fit-out loan specialist.

The benefits of fit-out finance in Australia include improving the functionality and aesthetics of the business premises, increasing energy efficiency, and enhancing the overall customer experience. It can also increase the value of the property and improve the business’s productivity, which in turn can increase revenue.

The risks of fit-out finance in Australia include the potential for cost overruns, delays, or disputes with contractors. It’s important to thoroughly plan and budget the fit-out, and to choose experienced and reputable contractors to minimize these risks. Also, if the business is not able to repay the loan, the lender will take possession of the property.

Getting my loan approved

The documents required for fit out finance in Australia can vary depending on the lender, but typically will include financial statements, a detailed budget and timeline for the fit out, and proof of income. It’s also important to have a legally binding agreement in place outlining the terms of the loan, including the interest rate, repayment period, and any security provided by the business.

Fit-out finance in Australia typically involves a business taking out a loan to cover the cost of renovating, upgrading or outfitting a commercial or industrial property. The loan is typically repaid over a set period of time, with interest. The lender will take the property as collateral and the business will need to provide detailed information about the proposed fit-out, including the budget, and the expected ROI.

Fit-out finance in Australia refers to the financing used to fund the cost of renovating, upgrading or outfitting a commercial or industrial property, such as an office, retail, or warehouse space. This can include the cost of materials, labour, and professional fees, and is often used by businesses looking to improve the functionality, aesthetics, or energy efficiency of their premises.

Paying my loan

The age of the business, whether you are a new business or own an established business. your ABN details, business financials such as a business overdraft, documentation for assets and the business plan is essential documents to provide to a fit-out loan specialist.

There are several types of finance options available for fit outs in Australia, including traditional business loans, equipment finance, and leasing arrangements. The type of finance you choose will depend on your specific needs and circumstances, so it’s important to speak with a qualified finance professional who can help you navigate your options.

The time it takes to get approval for fit out finance can vary depending on the lender, the type of finance you’re applying for, and your own financial circumstances. In some cases, you may be able to get approval within a few days, while in others it may take several weeks or longer. It’s important to factor in this timeline when planning your fit out project, so you can ensure you have the funds you need when you need them.

What makes us different?

Centrepoint Finance offers a personalised fit-out finance experience with tailored solutions, expert advice, and efficient service.
We help businesses achieve their fit-out goals.

(07) 3722 2400

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